§ 27-18-28 Health insurance contracts Abortion. (a) No health insurance contract, plan, or policy, delivered or issued fordelivery in the state, shall provide coverage for induced abortions, exceptwhere the life of the mother would be endangered if the fetus were carried toterm or where the pregnancy resulted from rape or incest, and except by anoptional rider for which there must be paid an additional premium. This sectionshall be applicable to all contracts, plans, or policies of:
(1) All health insurers subject to this title;
(2) All group and blanket health insurers subject to thistitle;
(3) All nonprofit hospital, medical, surgical, dental, andhealth service corporations; and
(4) All health maintenance organizations;
(5) Any provision of medical, hospital, surgical, and funeralbenefits, and of coverage against accidental death or injury, when the benefitsor coverage are incidental to or part of other insurance authorized by thestatutes of this state.
(b) Nothing contained in this section shall be construed topertain to insurance coverage for complications as the result of an abortion.