§ 27-18-44 Primary and preventiveobstetric and gynecological care. Any insurer or nonprofit health service plan that provides coverage forobstetric and gynecological care for issuance or delivery in the state to anygroup or individual on an expense-incurred basis, including a healthmaintenance organization, shall permit a woman to receive an annual visit to anin-network obstetrician/gynecologist for routine gynecological care withoutrequiring the woman to first obtain a referral from a primary care provider.