§ 27-20.4-9 Limited benefit policy Exclusion. Any long term care insurance policy and any accident and sickness insurancepolicy whose benefits are limited to income protection or the furnishing ofdisability income or a limited health benefit coverage are excluded from theprovisions of this chapter. A limited benefit policy, for the purposes of thissection, is any accident or sickness policy that covers one or more specifiedrisks including, but not limited to, accidental death or injury or specifieddisease.