§ 27-49-3 - Disclosure of information. - Rhode Island Statutes

SECTION 27-49-3

   § 27-49-3  Disclosure of information.– (a) Upon written request to an insurer by an authorized governmental agency, aninsurer or agent authorized by an insurer to act on its behalf shall release tothe requesting authorized governmental agency any or all relevant information,which is deemed important to the authorized governmental agency and which theinsurer may possess relating to any specific motor vehicle theft or motorvehicle insurance fraud. Relevant information may include, but is not limitedto:

   (1) Insurance policy information relevant to the motorvehicle theft or motor vehicle insurance fraud under investigation, includingany application for the policy;

   (2) Policy premium payment records, which are available;

   (3) History of previous claims made by the insured; and

   (4) Information relating to the investigation of the motorvehicle theft or motor vehicle insurance fraud, including statements of anyperson, proofs of loss, and notice of loss.

   (b) When an insurer knows the identity of a person, orpossesses information tending to establish the identity of a person, whom ithas reason to believe committed a criminal or fraudulent act relating to amotor vehicle theft or motor vehicle insurance claim, or has knowledge of acriminal or fraudulent act which is reasonably believed not to have beenreported to an authorized governmental agency, then for the purpose ofnotification and investigation, the insurer or an agent authorized by aninsurer to act on its behalf shall notify an authorized governmental agency ofthe knowledge or information and provide any additional information inaccordance with subsection (a). For the purpose of this chapter, when aninsurer provides any of the authorized governmental agencies with noticepursuant to this section it shall be deemed sufficient notice to all authorizedgovernmental agencies. Nothing in this subsection shall abrogate or impair therights or powers created under subsection (a) of this section.

   (c) The authorized governmental agency provided withinformation pursuant to subsection (a) or (b) of this section may release orprovide the information to any other authorized governmental agencies.

   (d) Any insurer providing information to an authorizedgovernmental agency pursuant to this section shall have the right to requestand receive relevant information from the authorized governmental agency, andreceive within a reasonable time, not to exceed thirty (30) days, the requestedinformation.