§ 6A-3-505 - Evidence of dishonor. - Rhode Island Statutes

SECTION 6A-3-505

   § 6A-3-505  Evidence of dishonor. –(a) The following are admissible as evidence and create a presumption ofdishonor and of any notice of dishonor stated:

   (1) A document regular in form as provided in subsection (b)which purports to be a protest;

   (2) A purported stamp or writing of the drawee, payor bank,or presenting bank on or accompanying the instrument stating that acceptance orpayment has been refused unless reasons for the refusal are stated and thereasons are not consistent with dishonor;

   (3) A book or record of the drawee, payor bank, or collectingbank, kept in the usual course of business which shows dishonor, even if thereis no evidence of who made the entry.

   (b) A protest is a certificate of dishonor made by a UnitedStates consul or vice consul, or a notary public or other person authorized toadminister oaths by the law of the place where dishonor occurs. It may be madeupon information satisfactory to that person. The protest must identify theinstrument and certify either that presentment has been made or, if not made,the reason why it was not made, and that the instrument has been dishonored bynonacceptance or nonpayment. The protest may also certify that notice ofdishonor has been given to some or all parties.