STATE STATUTES & CODES
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SOUTH DAKOTA STATUTES AND CODES
Chapter 03A - Consumer Installment Sales Contracts
- Section 54-3A-1 - Definition of terms.
- Section 54-3A-2 - Items included in amount financed.
- Section 54-3A-3 - Finance charges on installment sales contract.
- Section 54-3A-4 - Repealed.
- Section 54-3A-5 - Additional charges allowed--Disclosure and explanation to consumer--Separateagreement.
- Section 54-3A-6 - Commencement of term of obligation--Down payments.
- Section 54-3A-7 - Modification of agreement to increase outstanding obligation prohibited--Exception.
- Section 54-3A-8 - Rule for computing refund of charges on prepayment.
- Section 54-3A-8.1 - Restriction on use of rule.
- Section 54-3A-9 - Rebate of portion of finance charge on prepayment or refinancing--Exceptions.
- Section 54-3A-10 - Rebate on acceleration of maturity.
- Section 54-3A-11 - Delinquent installments--Notice of penalty to consumer.
- Section 54-3A-12 - Imposition and collection of delinquency charge.
- Section 54-3A-12.1 - Imposition and collection of returned check charge--Maximum.
- Section 54-3A-13 - Repealed.
- Section 54-3A-14 - Unilateral deferral by creditor prohibited.
- Section 54-3A-15 - Deferral agreement requirements.
- Section 54-3A-16 - Deferral charge not collected on refinancing.
- Section 54-3A-17 - Refinancing agreement--Rebate excluded--Loans made under installment loanprovisions excluded.
- Section 54-3A-18 - Refinancing agreement requirements.
- Section 54-3A-19 - Creditor's remedies on delinquency.
- Section 54-3A-20 - Debt forfeited for excessive charges--Costs and attorney fees.
- Section 54-3A-21 - Limitation on action for excessive charges.
- Section 54-3A-22 - Demand required before action for excessive charges.
- Section 54-3A-23 - Proof of unintentional error.
- Section 54-3A-24 - Rules and regulations.
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