31A-22-1411.    Incontestability period.      (1)  For a policy or certificate that has been in force for less than six months, an insurermay rescind a long-term care insurance policy or certificate upon a showing of misrepresentationthat is material to the acceptance for coverage.
      (2)  For a policy or certificate that has been in force for at least six months but less thantwo years, an insurer may rescind a long-term care insurance policy or certificate upon a showingof misrepresentation that:
      (a)  is material to the acceptance for coverage; and
      (b)  pertains to the condition for which benefits are sought.
Enacted by Chapter 344, 1995 General Session