38.2-3509 - Denial or reduction of benefits because of existence of other like insurance. - Virginia Statutes

§ 38.2-3509. Denial or reduction of benefits because of existence of otherlike insurance.

A. No individual accident and sickness insurance policy, nor any subscriptioncontract as provided for in Chapter 42 (§ 38.2-4200 et seq.) of this title,delivered or issued for delivery in this Commonwealth shall contain anyprovision for the denial or reduction of benefits because of the existence ofother like insurance except to the extent that the aggregate benefits, withrespect to the covered medical expenses incurred under the policy or plan andall other like insurance with other insurers, exceed all covered medicalexpenses incurred.

B. The term "other like insurance" may include group insurance or coverageprovided by hospital or medical service organizations, union welfare plans,employer or employee benefit organizations, or workers' compensationinsurance.

(1970, c. 378, § 38.1-355; 1986, c. 562.)