STATE STATUTES & CODES

WASHINGTON STATUTES AND CODES

19.146 - Mortgage broker practices act.

• 19.146.005 - Findings and declaration.
• 19.146.010 - Definitions.
• 19.146.020 - Exemptions from chapter.
• 19.146.0201 - Loan originator, mortgage broker -- Prohibitions -- Requirements.
• 19.146.030 - Written disclosure of fees and costs -- Rules -- Contents -- Lock-in agreement terms -- Excess fees limited.
• 19.146.040 - Written contract required -- Contract entered by loan originator binding on mortgage broker -- Written correspondent or loan broker agreement required.
• 19.146.050 - Moneys for third-party provider services deemed in trust -- Deposit of moneys in trust account -- Use of trust account -- Rules -- Tax treatment.
• 19.146.060 - Accounting requirements.
• 19.146.070 - Fee, commission, or compensation -- When permitted.
• 19.146.080 - Borrowers unable to obtain loans -- Mortgage broker to provide copies of certain documents -- Conditions -- Exceptions.
• 19.146.085 - Duties -- Generally.
• 19.146.095 - Fiduciary duties.
• 19.146.100 - Violations of chapter -- Application of consumer protection act.
• 19.146.103 - Financial interest in a mortgage broker -- Prohibited practices.
• 19.146.110 - Criminal penalty.
• 19.146.200 - Mortgage broker or loan originator -- License required -- Suit or action for collection of compensation -- Display of license -- Designated broker required.
• 19.146.205 - License -- Application -- Applicant to furnish information establishing identity -- Background check -- Fee -- Bond or alternative.
• 19.146.210 - License -- Requirements for issuance -- Denial -- Validity -- Surrender -- Interim license -- Rules.
• 19.146.215 - Continuing education -- Rules.
• 19.146.220 - Director -- Powers and duties -- Violations as separate violations -- Rules.
• 19.146.221 - Action by director -- Hearing -- Sanction.
• 19.146.223 - Director -- Administration and interpretation.
• 19.146.225 - Director -- Rule-making powers.
• 19.146.226 - Director -- Licensing rules and interim procedures.
• 19.146.227 - Cease and desist order -- Action to enjoin and enforce.
• 19.146.228 - Fees -- Exception.
• 19.146.230 - Administrative procedure act application.
• 19.146.235 - Director's authority to conduct investigations and examinations -- Rules -- Penalty.
• 19.146.237 - Director -- Powers under chapter 19.144 RCW.
• 19.146.240 - Violations -- Claims against bond or alternative.
• 19.146.245 - Violations -- Liability.
• 19.146.250 - Authority restricted to person named in license -- Exceptions.
• 19.146.260 - Registered agent for brokers without physical office in state -- Venue.
• 19.146.265 - Branch offices -- Fee -- Licenses -- Rules.
• 19.146.290 - Licensee to provide director with annual report of mortgage broker activity.
• 19.146.300 - Loan originator license--Application -- Applicant to furnish information establishing identification -- Background check -- Fees -- Rules.
• 19.146.310 - Loan originator license -- Requirements for issuance -- Denial -- Validity -- Expiration -- Surrender -- Interim license.
• 19.146.320 - Loan originator license -- Not assignable.
• 19.146.325 - Loan originator license -- Test.
• 19.146.330 - Loan originator -- Limit on applications taken.
• 19.146.340 - Loan originator applicants.
• 19.146.350 - Loan originators -- Continuing education -- Requirements.
• 19.146.353 - Residential mortgage loan modification services -- Written fee agreement -- Limitation on fees -- Rules.
• 19.146.355 - Third-party residential mortgage loan modification services providers -- Duties -- Restrictions.
• 19.146.357 - Mortgage loan originator -- License required -- Nationwide mortgage licensing system and registry.
• 19.146.360 - Director's duty -- Process to challenge information -- Nationwide mortgage licensing system and registry.
• 19.146.370 - Disclosure of information -- Privilege -- Confidentiality -- Exceptions.
• 19.146.380 - Director's authority to contract -- Records and fees.
• 19.146.390 - Mortgage brokers -- Licensing system and registry reports of condition.
• 19.146.400 - Director's authority -- Violation and enforcement reporting.
• 19.146.900 - Short title.
• 19.146.901 - Severability -- 1987 c 391.
• 19.146.902 - Severability -- 1994 c 33.
• 19.146.903 - Effective dates -- 1994 c 33.
• 19.146.904 - Implementation of act -- 2006 c 19.
• 19.146.905 - Effective date -- 2006 c 19.

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