19.182.040 - Consumer report -- Prohibited information -- Exceptions. - Washington Statutes

Consumer report — Prohibited information — Exceptions.

(1) Except as authorized under subsection (2) of this section, no consumer reporting agency may make a consumer report containing any of the following items of information:

     (a) Bankruptcies that, from date of adjudication of the most recent bankruptcy, antedate the report by more than ten years;

     (b) Suits and judgments that, from date of entry, antedate the report by more than seven years or until the governing statute of limitations has expired, whichever is the longer period;

     (c) Paid tax liens that, from date of payment, antedate the report by more than seven years;

     (d) Accounts placed for collection or charged to profit and loss that antedate the report by more than seven years;

     (e) Records of arrest, indictment, or conviction of crime that, from date of disposition, release, or parole, antedate the report by more than seven years;

     (f) Any other adverse item of information that antedates the report by more than seven years.

     (2) Subsection (1) of this section is not applicable in the case of a consumer report to be used in connection with:

     (a) A credit transaction involving, or that may reasonably be expected to involve, a principal amount of fifty thousand dollars or more;

     (b) The underwriting of life insurance involving, or that may reasonably be expected to involve, a face amount of fifty thousand dollars or more; or

     (c) The employment of an individual at an annual salary that equals, or that may reasonably be expected to equal, twenty thousand dollars or more.

[1993 c 476 § 6.]