19.182.110 - Adverse action based on report -- Procedure -- Notice. - Washington Statutes

Adverse action based on report — Procedure — Notice.

If a person takes an adverse action with respect to a consumer that is based, in whole or in part, on information contained in a consumer report, the person shall:

     (1) Provide written notice of the adverse action to the consumer, except verbal notice may be given by a person in an adverse action involving a business regulated by the Washington utilities and transportation commission or involving an application for the rental or leasing of residential real estate if such verbal notice does not impair a consumer's ability to obtain a credit report without charge under RCW 19.182.100(2); and

     (2) Provide the consumer with the name, address, and telephone number of the consumer reporting agency that furnished the report to the person.

[1993 c 476 § 13.]