WASHINGTON STATUTES AND CODES

48.164.010 - Definitions.

Definitions. (Expires December 31, 2016.)

The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.

     (1) "Association" means a nonprofit underwriting association established under this chapter.

     (2) "Board" means the governing board of the association.

     (3) "Casualty insurance" has the same meaning as "general casualty insurance" in RCW 48.11.070. "Casualty insurance" does not include any type of:

     (a) Workers' compensation insurance;

     (b) Employers' liability insurance;

     (c) Nuclear liability insurance;

     (d) Personal insurance; or

     (e) Surety insurance.

     (4) "Dam" means any United States army corps of engineers dam located in a county with a population that exceeds one million.

     (5) "Excess flood insurance" means insurance against loss, including business interruption, arising from flood that is in excess of the limit of liability insurance offered by the national flood insurance program.

     (6) "Person" means a natural person, association, partnership, or corporation.

     (7) "Personal insurance" means:

     (a) Private passenger automobile coverage;

     (b) Homeowner's coverage, including mobile homeowners, manufactured homeowners, condominium owners, and renter's coverage;

     (c) Dwelling property coverage;

     (d) Earthquake coverage for a residence or personal property;

     (e) Personal liability and theft coverage;

     (f) Personal inland marine coverage; and

     (g) Mechanical breakdown coverage for personal auto or home appliances.

     (8) "Property insurance" has the same meaning as in RCW 48.11.040 and does not include personal insurance or surety insurance.