STATE STATUTES & CODES

WASHINGTON STATUTES AND CODES

48.18 - The insurance contract.

• 48.18.010 - Scope of chapter.
• 48.18.020 - Power to contract.
• 48.18.030 - Insurable interest -- Personal insurances -- Nonprofit organizations -- Rules.
• 48.18.040 - Insurable interest -- Property insurances.
• 48.18.050 - Named insured -- Interest insured.
• 48.18.060 - Application -- Consent -- When required.
• 48.18.070 - Alteration of application.
• 48.18.080 - Application as evidence.
• 48.18.090 - Warranties and misrepresentations, effect of.
• 48.18.100 - Forms of policies -- Filing, certification, and approval -- Exceptions.
• 48.18.103 - Forms of commercial property casualty policies -- Legislative intent -- Issuance prior to filing -- Disapproval by commissioner -- Definition.
• 48.18.110 - Grounds for disapproval.
• 48.18.120 - Standard forms.
• 48.18.125 - Loss payable and mortgagee clauses for property and automobile physical damage insurances -- Requirement to use adopted forms.
• 48.18.130 - Standard provisions.
• 48.18.140 - Contents of policies in general.
• 48.18.150 - Additional contents.
• 48.18.160 - Charter or bylaw provisions.
• 48.18.170 - "Premium" defined.
• 48.18.180 - Stated premium must include all charges.
• 48.18.190 - Policy must contain entire contract.
• 48.18.200 - Limiting actions, jurisdiction.
• 48.18.210 - Execution of policies.
• 48.18.220 - Receipt of premium to bind coverage -- Contents of receipt.
• 48.18.230 - Binders -- Duration -- Premium.
• 48.18.240 - Binders -- Insurance producer's or title insurance agent's liability.
• 48.18.250 - Underwriters' and combination policies.
• 48.18.260 - Delivery of policy.
• 48.18.280 - Renewal of policy.
• 48.18.289 - Cancellation, nonrenewal, renewal offer -- Notice to insurance producer or title insurance agent.
• 48.18.290 - Cancellation by insurer.
• 48.18.2901 - Renewal required -- Exceptions.
• 48.18.291 - Cancellation of private automobile insurance by insurer -- Notice -- Requirements.
• 48.18.292 - Refusal to renew private automobile insurance by insurer -- Change in amount of premium or deductibles.
• 48.18.293 - Nonliability of commissioner, agents, insurer for information giving reasons for cancellation or refusal to renew -- Proof of mailing of notice.
• 48.18.295 - RCW 48.18.290 through 48.18.297 not to prevent cancellation or nonrenewal, when.
• 48.18.296 - Contracts to which RCW 48.18.291 through 48.18.297 inapplicable.
• 48.18.297 - Private passenger automobile defined.
• 48.18.298 - Disability insurance -- Refusal to renew by insurer.
• 48.18.299 - Disability insurance -- Cancellation by insurer.
• 48.18.300 - Cancellation by insured.
• 48.18.310 - Cancellation by commissioner.
• 48.18.320 - Annulment of liability policies.
• 48.18.340 - Dividends payable to real party in interest.
• 48.18.350 - Breach of warranty prior to loss -- Effect.
• 48.18.360 - Assignment of policies -- Life and disability.
• 48.18.370 - Payment discharges insurer -- Life and disability.
• 48.18.375 - Assignment of interests under group insurance policy.
• 48.18.390 - Simultaneous deaths -- Payment of proceeds -- Life insurance.
• 48.18.400 - Exemption of proceeds -- Disability.
• 48.18.410 - Exemption of proceeds -- Life.
• 48.18.420 - Exemption of proceeds -- Group life.
• 48.18.430 - Exemption of proceeds, commutation -- Annuities.
• 48.18.440 - Spouse's rights in life insurance policy.
• 48.18.450 - Life insurance payable to trustee named as beneficiary in the policy.
• 48.18.452 - Life insurance designating as beneficiary a trustee named by will.
• 48.18.460 - Proof of loss -- Furnishing forms -- May require oath.
• 48.18.470 - Claims administration -- Not waiver.
• 48.18.480 - Discrimination prohibited.
• 48.18.510 - Validity of noncomplying forms.
• 48.18.520 - Construction of policies.
• 48.18.540 - Cancellations, denials, refusals to renew -- Written notification.
• 48.18.543 - Single premium credit insurance -- Residential mortgage loan -- Restrictions -- Definitions.
• 48.18.545 - Underwriting restrictions that apply to personal insurance -- Credit history or insurance score -- Rules.
• 48.18.547 - Underwriting restrictions that apply to medical malpractice insurance -- Rules.
• 48.18.550 - Victims of domestic abuse -- Prohibition on certain cancellations, denials, refusals to renew, and different rates -- Domestic abuse defined.
• 48.18.553 - Victims of malicious harassment -- Restrictions of underwriting actions -- Definitions.
• 48.18.555 - Property insurance -- Actions resulting from arson or malicious mischief -- Definitions.
• 48.18.565 - Homeowner's insurance -- Foster parent.
• 48.18.570 - Life insurance -- Lawful travel destinations.
• 48.18.580 - Employer-owned life insurance -- Requirements.
• 48.18.583 - Employer-owned life insurance -- Application to policies.
• 48.18.586 - Employer-owned life insurance -- Rules.
• 48.18.900 - Construction -- Chapter applicable to state registered domestic partnerships -- 2009 c 521.

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