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TITLE 52 - TRADE REGULATIONS AND PRACTICES
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Chapter 604A - Deferred Deposit Loans, High-Interest Loans, Title Loans and Check-Cashing Services
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REGULATION OF BUSINESS PRACTICES
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NEVADA STATUTES AND CODES
REGULATION OF BUSINESS PRACTICES
604A.400 - Unlawful acts; criminal penalties.
604A.402 - Commissioner required to investigate alleged violations of chapter.
604A.405 - Required notices and disclosures.
604A.407 - Determination of whether loan is high-interest loan.
604A.408 - Limitations on original term of deferred deposit and high-interest loans.
604A.410 - Written loan agreement required; contents.
604A.415 - Collection of defaulted loan; civil action to collect debt; venue.
604A.420 - Practices regarding customers who are members of military.
604A.425 - Prohibited acts by licensee regarding amount of loan.
604A.430 - Prohibited acts by licensee regarding multiple loans to same customer.
604A.435 - Prohibited acts by licensee: Accepting certain collateral or other types of security; failing to make certain disclosures; taking incomplete instruments; requiring the purchase of insurance
604A.440 - Prohibited acts by licensee: Improper lending and collection practices; deceptive trade practices; false, misleading and deceptive advertising; using agent, affiliate or subsidiary to avoid
604A.442 - Violation of federal law constitutes violation of chapter.
604A.445 - Title loans: Restrictions on duration of loan and periods of extension.
604A.450 - Title loans: Prohibited acts by licensee regarding amount of loan and customer’s ability to repay loan.
604A.455 - Title loans: Applicability of Uniform Commercial Code; repossession of vehicle; civil action.
604A.460 - Rescission of loan by customer.
604A.465 - Payment of loan in full.
604A.470 - Partial payment on loan.
604A.475 - Repayment plan.
604A.480 - Limitations on using proceeds of new loan to pay balance of outstanding loan; exceptions.
604A.485 - Limitations on amounts licensee may collect after default.
604A.490 - Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution.
604A.495 - Receipt required for each payment by customer; contents.
604A.500 - Requirements regarding person acting as agent or assisting in making loan.
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