§ 27-6-2 Applicability. (a) This chapter applies to fire, marine, and inland marine insurance on riskslocated in this state. Inland marine insurance shall include insurance now ordefined by statute, or by interpretation of a statute, or if not defined orinterpreted by statute, by ruling of the insurance commissioner, referred tothroughout this chapter as "commissioner", or as established by general customof the business, as inland marine insurance.
(b) This chapter shall not apply:
(1) To reinsurance, other than joint reinsurance to theextent stated in §§ 27-6-37 and 27-6-38;
(2) To insurance of vessels or craft, their cargoes, marinebuilders' risks, marine protection and indemnity, or other risks commonlyinsured under marine, as distinguished from inland marine, insurance policies;
(3) To insurance of hulls of aircraft, including theiraccessories and equipment, or against liability arising out of the ownership,maintenance, or use of aircraft; or
(4) To motor vehicle insurance, or to insurance againstliability arising out of the ownership, maintenance, or use of motor vehicles.