STATE STATUTES & CODES

RHODE ISLAND STATUTES AND CODES

CHAPTER 27-6 - Fire and Marine Insurance Rating

• § 27-6-1 - Purpose.
• § 27-6-2 - Applicability.
• § 27-6-3 - Insurers to which chapter applicable – Election between applicable laws.
• § 27-6-4 - Considerations in rate making.
• § 27-6-5 - Uniformity of rates.
• § 27-6-6 - Contracts as to commissions or compensation.
• § 27-6-6.1 - Approval of policies.
• § 27-6-7 - Use of rates.
• § 27-6-8 - Filing of rate schedules and plans.
• § 27-6-8.1 - Rating for nonbusiness policies.
• § 27-6-8.2 - Premium reduction for fire code safety prevention.
• § 27-6-9 - Filings by rating organizations.
• § 27-6-10 - Review of filings.
• § 27-6-11 - Waiting period – Effective date of filings.
• § 27-6-11.1 - Costs.
• § 27-6-12 - Effective date of inland marine rates.
• § 27-6-13 - Suspension or modification of requirements – Examinations as to fairness.
• § 27-6-14 - Rates on specific risks exceeding filed rates.
• § 27-6-15 - Compliance with rate filings required.
• § 27-6-16 - Review of rates not provided for by filings.
• § 27-6-17 - Notice of disapproval within waiting period.
• § 27-6-18 - Disapproval of specific inland marine rates.
• § 27-6-19 - Suspension of rates or filings after review period – Removal of discriminatory applications of rates.
• § 27-6-20 - Hearings on application by persons aggrieved by filings – Order terminating filing – Removal of discrimination.
• § 27-6-21 - Competitive rates as evidence of fairness – Profit as evidence of adequacy.
• § 27-6-22 - Filed schedules and plans not to be disapproved if rates meet requirements.
• § 27-6-23 - Licensing of rating organizations.
• § 27-6-24 - Admission of and services to subscribers.
• § 27-6-25 - Regulation by rating organizations of payments by insurers to policyholders or members.
• § 27-6-26 - Cooperation among rating organizations and insurers – Review of cooperative practices.
• § 27-6-27 - Examination of policies and records by rating organizations.
• § 27-6-28 - Actuarial and technical services furnished by rating organizations.
• § 27-6-29 - Adherence to rating organization filings – Deviation filings.
• § 27-6-30 - Appeals from action of rating organization on changes in filings.
• § 27-6-31 - Rate information furnished to insured.
• § 27-6-32 - Review of application of rating system to insured.
• § 27-6-33 - "Advisory organization" defined.
• § 27-6-34 - Documents filed by advisory organizations.
• § 27-6-35 - Unlawful practices of advisory organizations.
• § 27-6-36 - Use of information from noncomplying advisory organization.
• § 27-6-37 - Provisions applicable to joint underwriting and reinsurance.
• § 27-6-38 - Unlawful practices of joint underwriters or reinsurers.
• § 27-6-39 - Examination of rating and advisory organizations and underwriting and reinsurance groups.
• § 27-6-40 - Reports on examinations – Hearing and filing.
• § 27-6-41 - Collection and compilation of experience statistics.
• § 27-6-42 - Interchange of rating plan data.
• § 27-6-43 - Cooperation with other states.
• § 27-6-44 - Rules and regulations.
• § 27-6-45 - False or misleading information.
• § 27-6-46 - Terms to be stated in policy – Rebates prohibited.
• § 27-6-47 - Penalty for violations.
• § 27-6-48 - Suspension or revocation of licenses.
• § 27-6-49 - Hearings on decisions of commissioner.
• § 27-6-50 - Pleadings and evidence at hearings.
• § 27-6-51 - Judicial review of orders and decisions.
• § 27-6-52 - Severability.
• § 27-6-53 - Use of credit rating.