STATE STATUTES & CODES

IOWA STATUTES AND CODES

CHAPTER 524 - BANKS

• 524.101 - SHORT TITLE.
• 524.102 - STATEMENT OF INTENT.
• 524.103 - DEFINITIONS.
• 524.104 - RULES OF CONSTRUCTION.
• 524.105 - EFFECT ON EXISTING BANKS.
• 524.106
• 524.107 - PERSONS AUTHORIZED TO ENGAGE IN BANKING BUSINESS -- EDUCATIONAL BANK.
• 524.108 - APPLICABILITY OF SAFE DEPOSIT PROVISIONS.
• 524.109 - BANKERS' BANK AUTHORIZED -- AUTHORITY TO HOLD SHARES OF BANKERS' BANK.
• 524.201 - SUPERINTENDENT OF BANKING.
• 524.202 - SUPERINTENDENT -- SALARY.
• 524.203 - SUPERINTENDENT -- VACANCY.
• 524.204 - DEPUTY SUPERINTENDENT OF BANKING.
• 524.205 - STATE BANKING COUNCIL.
• 524.206 - BANKING DIVISION CREATED.
• 524.207 - EXPENSES OF THE BANKING DIVISION -- FEES.
• 524.208 - EXAMINERS AND OTHER EMPLOYEES.
• 524.209 - EXPENSES.
• 524.210 - INSURANCE AND SURETY BONDS.
• 524.211 - PROHIBITIONS RELATING TO BANKING DIVISION PERSONNEL.
• 524.212 - PROHIBITION AGAINST DISCLOSURE OF REGULATORY INFORMATION.
• 524.213 - DUTIES AND POWERS OF SUPERINTENDENT.
• 524.214 - SUBPOENA -- CONTEMPT.
• 524.215 - RECORDS OF DIVISION OF BANKING.
• 524.215A - PRESERVATION OF DIVISION OF BANKING RECORDS.
• 524.216 - ANNUAL REPORT OF SUPERINTENDENT.
• 524.217 - EXAMINATIONS.
• 524.218 - REGULATION AND EXAMINATION OF SERVICES.
• 524.219 - FEES.
• 524.220 - REPORTS TO SUPERINTENDENT.
• 524.221 - PRESERVATION OF BANK RECORDS -- STATUTE OF LIMITATIONS.
• 524.222 - MEETINGS OF THE BOARD OF DIRECTORS CALLED BY SUPERINTENDENT.
• 524.223 - POWER OF SUPERINTENDENT TO ISSUE ORDERS.
• 524.224 - GROUNDS FOR MANAGEMENT OF STATE BANK BY SUPERINTENDENT.
• 524.225 - PROCEDURES -- JUDICIAL REVIEW.
• 524.226 - MANAGEMENT OF STATE BANK BY SUPERINTENDENT.
• 524.227 - ENFORCEMENT OF IOWA CONSUMER CREDIT CODE.
• 524.228 - INTERIM CEASE AND DESIST ORDER -- FINAL ORDER -- SUSPENSION.
• 524.229 - EMERGENCY POWERS OF SUPERINTENDENT.
• 524.301 - INCORPORATORS -- ORGANIZERS.
• 524.302 - ARTICLES OF INCORPORATION.
• 524.302A - ARTICLES OF INCORPORATION -- LIMITED LIABILITY COMPANY.
• 524.303 - APPLICATION FOR APPROVAL.
• 524.304 - PUBLICATION OF NOTICE.
• 524.305 - APPROVAL BY SUPERINTENDENT.
• 524.306 - INCORPORATION OR ORGANIZATION OF STATE BANK.
• 524.307 - INITIAL ORGANIZATION OF STATE BANK.
• 524.308 - ISSUANCE OF AUTHORIZATION TO DO BUSINESS.
• 524.309 - PUBLICATION OF AUTHORIZATION TO DO BUSINESS.
• 524.310 - NAME OF STATE BANK.
• 524.311 - COMMISSION FOR ORGANIZING STATE BANKS.
• 524.312 - LOCATION OF STATE BANK -- EXCEPTIONS.
• 524.313 - BYLAWS.
• 524.314 - RENEWAL OF CORPORATE EXISTENCE OF EXISTING STATE BANK.
• 524.315 - STATE BANKS AS LIMITED LIABILITY COMPANIES.
• 524.401 - MINIMUM CAPITAL.
• 524.402 AND 524.403
• 524.404 - CAPITAL NOTES AND DEBENTURES.
• 524.405 - INCREASE OR DECREASE OF CAPITAL STRUCTURE.
• 524.501 THROUGH 524.517
• 524.518
• 524.519 AND 524.520
• 524.521 - AUTHORIZED SHARES.
• 524.522 - TERMS OF CLASS OR SERIES DETERMINED BY BOARD OF DIRECTORS.
• 524.523 - CERTIFICATES REPRESENTING SHARES.
• 524.524 - CONSIDERATION FOR SHARES.
• 524.525 - SUBSCRIPTION FOR SHARES BEFORE INCORPORATION OR ORGANIZATION.
• 524.526 - FRACTIONAL SHARES.
• 524.527 - LIABILITY OF SHAREHOLDERS.
• 524.528 - SHAREHOLDERS' PREEMPTIVE RIGHTS.
• 524.529 - PREEMPTIVE RIGHTS FOR EXISTING STATE BANKS.
• 524.530 - STATE BANK'S ACQUISITION OF ITS OWN SHARES.
• 524.531 - LOANING ON ITS OWN SHARES.
• 524.532 - MEETINGS OF SHAREHOLDERS.
• 524.533 - NOTICE OF SHAREHOLDER MEETINGS -- WAIVER OF NOTICE GENERALLY.
• 524.534 - ACTION WITHOUT MEETING.
• 524.535 - TRANSFER BOOKS -- FIXING RECORD DATE.
• 524.536 - VOTING LIST.
• 524.537 - QUORUM OF SHAREHOLDERS.
• 524.538 - VOTING OF SHARES.
• 524.539 - VOTING TRUST.
• 524.540 - VOTING AGREEMENTS.
• 524.541 - LISTS -- FILING WITH SUPERINTENDENT.
• 524.542 - DIVIDENDS.
• 524.543 - DISTRIBUTION OF SHARES OF STATE BANK.
• 524.544 - CHANGE OF CONTROL -- CERTIFICATE OF APPROVAL -- SHARES AS SECURITY -- REPORTS.
• 524.545 - OPTIONS FOR SHARES.
• 524.601 - BOARD OF DIRECTORS.
• 524.602 - BOARD OF DIRECTORS -- ELECTION.
• 524.603 - VACANCIES.
• 524.604 - DUTIES AND RESPONSIBILITIES.
• 524.605 - LIABILITY OF DIRECTORS IN CERTAIN CASES.
• 524.606 - REMOVAL OF DIRECTORS.
• 524.607 - MEETINGS -- WAIVER OF NOTICE -- QUORUM.
• 524.607A - ACTION WITHOUT MEETING.
• 524.608 - AUDITING PROCEDURES.
• 524.609 - EXECUTIVE AND OTHER COMMITTEES.
• 524.610 - COMPENSATION OF DIRECTORS.
• 524.611 - OATH OF DIRECTORS.
• 524.612 - DIRECTOR DEALING WITH STATE BANK.
• 524.613 - PROHIBITIONS APPLICABLE TO CERTAIN FINANCIAL TRANSACTIONS INVOLVING DIRECTORS.
• 524.614 - HONORARY AND ADVISORY DIRECTORS.
• 524.701 - OFFICERS AND EMPLOYEES.
• 524.702 - OFFICERS -- DUTIES AND LIABILITY.
• 524.703 - OFFICERS AND EMPLOYEES -- EMPLOYMENT AND COMPENSATION.
• 524.704
• 524.705 - BONDS OF OFFICERS AND EMPLOYEES.
• 524.706 - OFFICER DEALING WITH STATE BANK.
• 524.707 - REMOVAL OF OFFICERS OR EMPLOYEES.
• 524.708 - REPORT OF CHANGE IN OFFICER PERSONNEL.
• 524.709 - DUTY TO MAKE RECORDS AVAILABLE TO SUPERINTENDENT.
• 524.710 - PROHIBITIONS APPLICABLE TO CERTAIN FINANCIAL TRANSACTIONS INVOLVING OFFICERS AND EMPLOYEES.
• 524.801 - GENERAL POWERS.
• 524.802 - ADDITIONAL POWERS OF A STATE BANK.
• 524.803 - BUSINESS PROPERTY OF STATE BANK.
• 524.804 - DATA PROCESSING SERVICES.
• 524.805 - DEPOSITS.
• 524.806 - DEPOSIT IN THE NAMES OF TWO OR MORE INDIVIDUALS.
• 524.807 - PAYMENT OF DEPOSITED FUNDS.
• 524.808 - ADVERSE CLAIMS TO DEPOSITS.
• 524.809 - AUTHORITY TO LEASE SAFE DEPOSIT BOXES.
• 524.810
• 524.810A - SAFE DEPOSIT BOX ACCESS.
• 524.811 - ADVERSE CLAIMS TO PROPERTY IN SAFE DEPOSIT AND SAFEKEEPING.
• 524.812 - REMEDIES AND PROCEEDINGS FOR NONPAYMENT OF RENT ON SAFE DEPOSIT BOX.
• 524.813 - AUTHORITY TO RECEIVE PROPERTY FOR SAFEKEEPING.
• 524.814 - LOAN OR PLEDGE OF ASSETS.
• 524.815 - DEPOSITS BY A STATE BANK.
• 524.816 - ACCOUNT INSURANCE.
• 524.817
• 524.818 - INDEBTEDNESS OF STATE BANK.
• 524.819 - CLEARING CHECKS AT PAR.
• 524.820 - MONEY RECEIVED FOR TRANSMISSION.
• 524.821 - ELECTRONIC TRANSMISSION OF FUNDS -- RESTRICTIONS.
• 524.822 THROUGH 524.824
• 524.825 - SECURITIES ACTIVITIES.
• 524.901 - INVESTMENTS.
• 524.902 - GENERAL LENDING POWERS OF A STATE BANK.
• 524.903 - PURCHASE AND SALE OF DRAFTS AND BILLS OF EXCHANGE.
• 524.904 - LOANS AND EXTENSIONS OF CREDIT TO ONE BORROWER.
• 524.905 - LOANS ON REAL PROPERTY.
• 524.906
• 524.907 - PARTICIPATIONS.
• 524.908 - LEASING OF PERSONAL PROPERTY.
• 524.909 - LOANS AND INVESTMENTS BY OFFICER.
• 524.910 - PROPERTY ACQUIRED TO SATISFY DEBTS PREVIOUSLY CONTRACTED.
• 524.911 - LETTERS OF CREDIT.
• 524.912 - CUSTOMER SHALL BE FREE TO OBTAIN OWN INSURANCE AND LOAN.
• 524.913 - CONSUMER LOANS.
• 524.1001 - POWER TO ACT AS FIDUCIARY.
• 524.1002 - ACTIONS REQUIRED, PERMITTED OR PROHIBITED IN A FIDUCIARY CAPACITY.
• 524.1003 - REMOVAL OF FIDUCIARY POWERS.
• 524.1004 - VOLUNTARY RELINQUISHMENT OF FIDUCIARY CAPACITY.
• 524.1005 - TRUST COMPANIES OPERATING ON JANUARY 1, 1970.
• 524.1006 - BANKS DEPOSITING SECURITIES IN FEDERALLY REGULATED CORPORATION.
• 524.1007 - SUCCESSION OF FIDUCIARY ACCOUNTS TO AN AFFILIATE.
• 524.1008 - SUCCESSION OF FIDUCIARY ACCOUNTS TO AN INDEPENDENT BANK.
• 524.1009 - SUCCESSION TO FIDUCIARY ACCOUNTS AND APPOINTMENTS -- APPLICATION FOR APPOINTMENT OF NEW FIDUCIARY.
• 524.1101 - DEFINITIONS.
• 524.1102 - LOANS AND OTHER TRANSACTIONS WITH AFFILIATES.
• 524.1103 - EXCEPTIONS.
• 524.1104 - APPLICABILITY OF GENERAL LOAN LIMITATIONS.
• 524.1105 - EXAMINATION OF AFFILIATES AND REPORTS.
• 524.1106 - FEES PAID TO AN AFFILIATE -- APPROVAL BY SUPERINTENDENT.
• 524.1201 - GENERAL PROVISIONS.
• 524.1202
• 524.1203 - CANCELLATION OF APPROVAL OF OFFICES.
• 524.1204 - PRIVILEGES EXTENDED TO NATIONAL BANKS.
• 524.1205 - ESTABLISHMENT OF BRANCH OR OFFICE IN OTHER STATE -- SUPERINTENDENT'S AUTHORITY TO REGULATE.
• 524.1206 - IDENTIFICATION OF LEGALLY CHARTERED NAME OF BANK -- REQUIRED USE OF NAME.
• 524.1207 THROUGH 524.1211
• 524.1212 - LOCATION OF SATELLITE TERMINALS.
• 524.1213
• 524.1301 - DISSOLUTION BY INCORPORATORS, ORGANIZERS, OR INITIAL DIRECTORS.
• 524.1302 - INVOLUNTARY DISSOLUTION PRIOR TO COMMENCEMENT OF BUSINESS.
• 524.1303 - VOLUNTARY DISSOLUTION AFTER COMMENCEMENT OF BUSINESS.
• 524.1304 - VOLUNTARY DISSOLUTION -- APPROVAL.
• 524.1304A - ARTICLES OF DISSOLUTION.
• 524.1305 - VOLUNTARY DISSOLUTION PROCEEDINGS -- WINDING UP.
• 524.1306 - REVOCATION OF VOLUNTARY DISSOLUTION PROCEEDINGS.
• 524.1307 AND 524.1308
• 524.1308A - KNOWN CLAIMS AGAINST DISSOLVED STATE BANK.
• 524.1308B - UNKNOWN CLAIMS AGAINST DISSOLVED STATE BANK.
• 524.1309 - BECOMING SUBJECT TO CHAPTER 489 OR 490A OR CHAPTER 490.
• 524.1310 - INVOLUNTARY DISSOLUTION AFTER COMMENCEMENT OF BUSINESS -- SUPERINTENDENT AS RECEIVER.
• 524.1311 - INVOLUNTARY DISSOLUTION AFTER COMMENCEMENT OF BUSINESS -- RECEIVERSHIP PROCEDURE.
• 524.1312 - DISTRIBUTION OF ASSETS UPON INSOLVENCY.
• 524.1313 - INVOLUNTARY DISSOLUTION AFTER COMMENCEMENT OF BUSINESS -- TENDER OF RECEIVERSHIP TO F.D.I.C.
• 524.1314 - SURVIVAL OF RIGHTS AND REMEDIES AFTER DISSOLUTION OR EXPIRATION -- PRESERVATION OF RECORDS.
• 524.1401 - AUTHORITY TO MERGE.
• 524.1402 - REQUIREMENTS FOR A MERGER.
• 524.1403 - APPROVAL OF MERGER BY SUPERINTENDENT.
• 524.1404 - PROCEDURE AFTER APPROVAL BY THE SUPERINTENDENT -- ISSUANCE OF CERTIFICATE OF MERGER.
• 524.1405 - EFFECT OF MERGER.
• 524.1406 - APPRAISAL RIGHTS OF SHAREHOLDERS.
• 524.1407
• 524.1408 - MERGER OF CORPORATION OR LIMITED LIABILITY COMPANY SUBSTANTIALLY OWNED BY A STATE BANK.
• 524.1409 - CONVERSION OF NATIONAL BANK OR FEDERAL SAVINGS ASSOCIATION OR STATE SAVINGS AND LOAN ASSOCIATION INTO STATE BANK.
• 524.1410 - APPLICATION FOR APPROVAL BY SUPERINTENDENT.
• 524.1411 - ARTICLES OF CONVERSION.
• 524.1412 - PUBLICATION OF NOTICE.
• 524.1413 - APPROVAL OF CONVERSION BY SUPERINTENDENT.
• 524.1414 - RECEIPT BY SECRETARY OF STATE -- COUNTY RECORDER.
• 524.1415 - EFFECT OF FILING OF ARTICLES OF CONVERSION WITH SECRETARY OF STATE.
• 524.1416 - AUTHORITY FOR CONVERSION OF STATE BANK INTO NATIONAL BANK OR FEDERAL SAVINGS ASSOCIATION OR STATE SAVINGS AND LOAN ASSOCIATION.
• 524.1417 - APPRAISAL RIGHTS OF SHAREHOLDER OF CONVERTING STATE OR NATIONAL BANK OR FEDERAL OR STATE SAVINGS ASSOCIATION.
• 524.1418 - SUCCESSION TO FIDUCIARY ACCOUNTS AND APPOINTMENTS -- APPLICATION FOR APPOINTMENT OF NEW FIDUCIARY.
• 524.1419 - OFFICES OF A RESULTING STATE BANK.
• 524.1420 - NONCONFORMING ASSETS OF RESULTING STATE BANK.
• 524.1501 - AUTHORITY TO AMEND.
• 524.1502 - PROCEDURE TO AMEND.
• 524.1503 - VOTING ON AMENDMENTS BY VOTING GROUPS.
• 524.1504 - ARTICLES OF AMENDMENT.
• 524.1505 - APPROVAL OF ARTICLES OF AMENDMENT.
• 524.1506 - CERTIFICATE OF AMENDMENT.
• 524.1507
• 524.1508 - RESTATED ARTICLES OF INCORPORATION.
• 524.1509 - REVERSE STOCK SPLIT.
• 524.1510 - EFFECT OF AMENDMENT.
• 524.1601 - PENALTIES AND CRIMINAL PROVISIONS APPLICABLE TO DIRECTORS, OFFICERS, AND EMPLOYEES OF STATE BANKS AND BANK HOLDING COMPANIES.
• 524.1602 - PENALTIES APPLICABLE TO STATE BANK.
• 524.1603 - ENGAGING IN BUSINESS UNLAWFULLY.
• 524.1604 - FAILURE TO FILE REPORT OR MAKE STATEMENT.
• 524.1605 - FALSE STATEMENTS, REPORTS AND FELONIOUS ACTS.
• 524.1606 - FRAUDULENT ADVERTISING OR NOTICE.
• 524.1607 - FALSE STATEMENT FOR CREDIT.
• 524.1608 - PENALTY FOR ACCEPTING DEPOSITS WHILE INSOLVENT.
• 524.1609 - FALSE STATEMENTS CONCERNING STATE BANKS.
• 524.1610 - VIOLATION OF PROHIBITION AGAINST RECEIVING A COMMISSION FOR ORGANIZING A STATE BANK.
• 524.1611 - OFFENSES INVOLVING EMPLOYEES OF BANKING DIVISION.
• 524.1701 THROUGH 524.1703
• 524.1801 - DEFINITIONS.
• 524.1802 - LIMITATION.
• 524.1803 - OFFER TO PURCHASE STOCK.
• 524.1804 - NOTICE OF ACQUISITION.
• 524.1805 - RESTRICTIONS ON ACQUISITIONS AND MERGERS.
• 524.1806 - BANKS OWNED OR CONTROLLED -- OFFICERS AND DIRECTORS.
• 524.1807 - PENALTIES.
• 524.1808 - INSURANCE SALES.
• 524.1901 THROUGH 524.1911
• 524.1912
• 524.1913
• 524.2001 - APPLICABILITY OF OTHER CHAPTERS.

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